Since 2007, foreclosures have dominated real estate news. You can’t turn on the news or open a paper without some foreclosure-related story.

But for all of the discussion, foreclosures continue to be geographically concentrated.

Adding up the latest stats from RealtyTrac.com, more than half of the [...]

Shopping for low mortgage rates is a game of luck.

Some days, mortgage rates are favorable. Other days, they’re not. And while you can sometimes make an educated guess about where rates might be headed, you’re not always going to guess right.

Even the experts get it wrong more often than they’d like.

But [...]

In 2003, the Department of Homeland Security launched Ready.gov, a government website aimed at family, business and community disaster readiness.

Now, when the Ready.gov website talks about disaster readiness, it’s referring to more than just physical attacks on the county — it’s talking about natural disasters, too. This includes hurricanes, [...]

When conforming mortgages adjust, they’re often tied to an interest rate index called LIBOR.

LIBOR is an acronym for London Interbank Offered Rate. But what LIBOR stands for isn’t as important as the role it plays.

LIBOR is an interest rate at which banks borrow money from each other. Therefore, when banks feel the banking [...]

There are 138 million taxpayers in the United States and, according to the IRS, 20 percent of them file their taxes within 7 days of April 15. In a holiday-shortened week, that means that 27 million people had better get a move on.

And while a [...]

April 4, 2009, marked the official start of the Making Home Affordable refinance program.

Expected to help 5 million homeowners, the Making Home Affordable program “looks the other way” with respect to falling home values, approving mortgage applications based on borrower payment history and benefit to the homeowner.

Not every homeowner [...]

After attending the International Home and Housewares show, The Today Show filmed a 5-minute segment called “Housewares You Won’t Be Able To Live Without”.

The title is somewhat over-the-top but don’t let that turn you off. The gadgets reviewed are both practical and inexpensive. They include:

Make-no-mess vegetable peeler for the kitchen

Thursday morning, homeowners in different parts of the country awoke to find similar-sounding newspaper headlines:

Rates on 30-year mortgages sink to 4.78%, a new low (LA Times) Mortgage rates at record low for 2nd week (Miami Herald) Mortgages hit another record low (San [...]

The number of homes under contract to sell is rising, another signal that the housing market may be regaining its footing.

As reported by an industry trade group, the Pending Home Sales Index gained 2 percent in February. The report measures MLS-listed homes in “pending” status — sold but not yet [...]

A report published Tuesday showed that home values fell nearly 3 percent in January 2009 versus the month prior and by 19 percent from last year.

On the surface, data from the study looks like more bad news for housing. With deeper inspection, though, we uncover reasons to discount the report’s [...]